Test Cases

Below is a summary of the test cases that you should apply to ensure a successful implementation:

Test Handling of Order API Response

Testing the use case of Fraud decision only

OutcomeCall to ActionOrder Response Fields
Forter Approved

Transaction APPROVED by Forter, 3DS was not executed
Standard Authorization"forterDecision": "APPROVE"
"verificationMethod": {}
In order to simulate such Order Response, use the email address [email protected] in the accountOwner object within the Managed Order API request.
Forter Declined

Hard DECLINE by Forter, 3DS was not executed
Do not Authorize"forterDecision": "DECLINE" "verificationMethod": {}

In order to simulate such Order Response, use the email address [email protected] in the accountOwner object within the Managed Order API request.
Forter didn't Review

Transaction wasn't reviewed for providing fraud decision. Usually in Listening Mode during onboarding.
Act according to the policies in place prior to the integration with ForterIn order to simulate such Order Response, use the email address [email protected] in the accountOwner object within the Managed Order API request.

Testing the use case of Fraud decision & PSD2 Exemptions (applicable only to merchants with PSD2 Solution)

OutcomeCall to ActionOrder Response Fields
Forter Approved & Recommended to ask PSD2 Exemption

PSD2 transaction which was APPROVED by Forter, 3DS was not executed, and Forter recommended to ask an exemption from 3DS (TRA or Low Value) in the Authorization request
Authorize with Exemption Request

Please note that not all processors support all types of exemptions. Check with your PSP to determine which exemptions are supported. Forter will recommend specific exemptions only if they are supported by the processor specified in the Order Request.
"forterDecision": "APPROVE"
"recommendation": "REQUEST_SCA_EXEMPTION_TRA"

In order to simulate such Order Response, use the email [email protected]and card number 5222220000000005 when calling the Managed Order API

OR

"forterDecision": "APPROVE"
"recommendation": "REQUEST_SCA_EXEMPTION_LOW_VALUE"

In order to simulate such Order Response, use the email [email protected] and card number 5222220000000005 when calling the Managed Order API

"forterDecision": "APPROVE"
"recommendation": "REQUEST_SCA_EXEMPTION_CORP"

In order to simulate such Order Response, use the email [email protected] and card number 5222220000000005 when calling the Managed Order API
Forter Approved, transaction is excluded from PSD2

Exclusions do not require any call to action like exemptions, and the merchant is not required to include any specific value in the authorization request. They serve as informative indicators explaining the reason why the transaction is not considered for PSD2 solution, even if it involves an EU merchant and an EU consumer.
Standard Authorization

The exclusion messages are informative only, no need to adjust your integration with the PSP
"forterDecision": "APPROVE"
"recommendation": "REQUEST_SCA_EXCLUSION_ANONYMOUS"

To simulate an Order Response with the "recommendation": "REQUEST_SCA_EXCLUSION_ANONYMOUS", use the card number 5222220000000005 and the email address: [email protected] when calling the Managed Order API

"forterDecision": "APPROVE"
"recommendation": "REQUEST_SCA_EXCLUSION_MOTO"

To simulate an Order Response with the "recommendation": "REQUEST_SCA_EXCLUSION_MOTO", use the card number 5222220000000005 and the email address [email protected] when calling the Managed Order API

"forterDecision": "APPROVE"
"recommendation": "REQUEST_SCA_EXCLUSION_ONE_LEG_OUT"

To simulate an Order Response with the "recommendation": "REQUEST_SCA_EXCLUSION_ONE_LEG_OUT", use the card number 5222220000000005 and the email [email protected] when calling the Order API

Test Handling of Results API Response

Testing the use case of Fraud decision & 3DS Execution without friction (i.e. frictionless/no challenge required)

OutcomeCall to ActionOrder Response Fields
Forter Approved & 3DS was executed successfully without a friction

Borderline transaction which was APPROVED by Forter only following successful 3DS

OR

Transaction which was APPROVED by Forter, and Frictionless 3DS was executed successfully in order to shift liability

OR

PSD2 transaction which was APPROVED by Forter, 3DS was executed in order to comply PSD2 and succeeded
Authorize with 3DS results"forterDecision": "APPROVE"
"verificationMethod": { "status": "FRICTIONLESS"}

In order to simulate such Results API Response, use card number 5222220000000005 when calling the Managed Order API

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "ATTEMPTED"}

In order to simulate such Results API Response, use card number 4111110000001142 when calling the Managed Order API
Forter Approved & 3DS was executed unsuccessfully without a friction

PSD2 transaction which was APPROVED by Forter, 3DS was executed in order to comply PSD2 regulation and failed
Do not Authorize"forterDecision": "APPROVE"
"verificationMethod": { "status": "FRICTIONLESS_NOT_AUTHENTICATED"}

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "FRICTIONLESS_BANK_REJECT"}

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "FRICTIONLESS_TECHNICAL_ISSUE"}

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "NETWORK_ERROR"}

In order to simulate such Results API Response, use card number 5248481111200179 when calling the Managed Order API
Forter Approved & Data Only was executed, without a friction

Transaction APPROVED by Forter and has data only recommendation
Authorize with IDCI results"forterDecision": "APPROVE", "recommendation": "APPLY_DATA_ONLY_PROTOCOL"

In order to test such response, use the the email address [email protected] in the accountOwner object within the Managed Order API request.
Forter Declined & 3DS was executed unsuccessfully without a friction

Borderline transaction which was DECLINED by Forter following unsuccessful 3DS
Do not Authorize"forterDecision": "DECLINE"
"verificationMethod": { "status": "FRICTIONLESS_NOT_AUTHENTICATED"}

In order to simulate such Order Response, use card number 4000000000001992 when calling the Managed Order API

OR

"forterDecision": "DECLINE" "verificationMethod": { "status": "FRICTIONLESS_BANK_REJECT"}

In order to simulate such Results API Response, use card number 5200000000000031 when calling the Managed Order API

OR

"forterDecision": "DECLINE" "verificationMethod": { "status": "FRICTIONLESS_TECHNICAL_ISSUE"}

In order to simulate such Results API Response, use card number 5200000000001336 when calling the Managed Order API

OR

"forterDecision": "DECLINE" "verificationMethod": { "status": "NETWORK_ERROR"}

Bypassed friction use case (applicable only to merchants with Frictionless Only solution)

OutcomeCall to ActionOrder Response Fields
Forter Approved, Frictionless 3DS was attempted unsuccessfully

Transaction APPROVED by Forter, Frictionless 3DS attempted to shift liability, but wasn't completed successfully.
Standard Authorization

The messages are informative only, no need to adjust your integration with the PSP
"forterDecision": "APPROVE" "verificationMethod": { "status": "CHALLENGE_REQUESTED_BYPASSED"}

To simulate such Order Response, use the card number 4138490000000000 and the email address )[email protected] when calling the Managed Order API

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "ATTEMPTED_BYPASSED"}

To simulate such Order Response, use the card number 5248480000200068 and the email address [email protected] when calling the Managed Order API

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "FRICTIONLESS_NOT_AUTHENTICATED_BYPASSED"}

To simulate such Order Response, use the card number 4407900000000002 and the email address [email protected] when calling the Managed Order API

Testing the use case of Fraud decision & 3DS Execution with a Challenge

OutcomeCall to ActionOrder Response Fields
Forter Approved & 3DS was executed successfully after challenge

Borderline transaction which was APPROVED by Forter only following successful 3DS

OR

PSD2 transaction which was APPROVED by Forter, 3DS was executed in order to comply PSD2 and Challenge succeeded
Authorize with 3DS results"forterDecision": "APPROVE"
"verificationMethod": { "status": "AUTHENTICATED"}

In order to simulate such Results API Response, use card number 5111220000000009 in Managed Order API and PIN Code 1234 in the challenge window

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "ATTEMPTED"}
Forter Approved & 3DS was executed unsuccessfully after challenge

PSD2 transaction which was APPROVED by Forter, 3DS was executed in order to comply PSD2 regulation and Challenge failed
Do not Authorize"forterDecision": "APPROVE"
"verificationMethod": { "status": "NOT_AUTHENTICATED"}

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "NOT_AUTHENTICATED_BANK_REJECT"}

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "NOT_AUTHENTICATED_TECHNICAL_ISSUE"}

OR

"forterDecision": "APPROVE" "verificationMethod": { "status": "NETWORK_ERROR"}

In order to simulate such Results API Response, use card number 5200000000004447 when calling the Managed Order APIand PIN Code 1234 in the challenge window
Forter Declined & 3DS was executed unsuccessfully after challenge

Borderline transaction which was DECLINED by Forter following unsuccessful 3DS Challenge
Do not Authorize"forterDecision": "DECLINE"
"verificationMethod": { "status": "NOT_AUTHENTICATED"}

In order to test such response, use card number 5111220000000009 in the accountOwner object within the Managed Order API request, and PIN Code 4567 in the challenge window

OR

"forterDecision": "DECLINE" "verificationMethod": { "status": "NOT_AUTHENTICATED_BANK_REJECT"}

In order to simulate such Results API Response, use card number 5200000000002227 when calling the Managed Order API and PIN Code 1234 in the challenge window

OR

"forterDecision": "DECLINE" "verificationMethod": { "status": "NOT_AUTHENTICATED_TECHNICAL_ISSUE"}

In order to simulate such Results API Response, use card number 5200000000003332 when calling theManaged Order API and PIN Code 1234 in the challenge window

OR

"forterDecision": "DECLINE" "verificationMethod": { "status": "NETWORK_ERROR"}